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Buyers Want Your Home for as Little as Possible.
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Real Estate Tips
Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Nancy Schwiesow and Paul Schwiesow, REALTOR®, real estate agent and broker for Silver Spring and Bethesda Maryland home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Schwiesow and Paul Schwiesow
Long and Foster Real Estate
4650 East West Highway
Bethesda, MD. 20814
DIRECT - Best Contact #: 301-215-6845
Home Office: 301-587-8458
Fax: 301-907-6610
Office Number (Main): 301-907-7600
Email: nancyandpaulschwiesow@NUMBER1EXPERT.com

Experts in homes for sale and real estate opportunities in Montgomery County MD and Washington DC. Primary market areas include Bethesda 20814 - Bethesda 20816 - Bethesda 20817 - Chevy Chase 20815 - Colesville 20904 - Garrett Park 20896 - Kensington 20895 - Leisure World - Potomac 20854 -Rockville 20850 - Rockville 20852 - Rockville 20853 - Sandy Spring 20860 - Silver Spring 20903 - Silver Spring 20905 - Silver Spring 20906 - Silver Spring 20910 - Takoma Park 20912 - Wheaton 20902 Washington DC - 16th Street NW - Crestwood 20011 North Capitol Hill 20002 - South Capitol Hill 20003 - Cathedral Heights 20016 - American University Park 20016 - Columbia Heights 20010 - Connecticut Avenue - Georgia Ave. - Mount Pleasant 20010 - Downtown 20036 - Dupont Circle 20009 - Logan Circle - Adams Morgan - Friendship Heights - Chevy Chase 20015 - Georgetown 20007 - U Street - Cleveland Park 20008 - Takoma Park - Foggy Bottom 20037 - Rock Creek Park - Military Road - Woodley Park

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